Why InsuranceMetrics exists

Insurance pricing is deliberately opaque. Every carrier advertises savings; none of them publish what people actually pay. We do.

InsuranceMetrics compiles average premiums for car, home, renters and pet insurance in all 50 states and D.C., sourced from published analyses of insurer rate filings — the prices carriers legally file with state regulators, not survey guesses. We turn that into rankings, state-level breakdowns and free calculators so you can see whether your bill is normal for where you live, before you ever talk to an agent.

We are an independent data publisher — not an insurance agent, broker or carrier, and not owned by one. The site is supported by quote-comparison partnerships: if you request quotes through our links we may earn a commission, at no cost to you. That revenue never touches the numbers; the data comes from the same public sources either way. Read the full methodology and affiliate disclosure.

InsuranceMetrics is part of the Metrics family of data sites, alongside ElectricMetrics (home electrification costs). Questions or corrections: contact us — data corrections get fixed fast and credited.