Data stories & guides
Rankings, state-vs-state comparisons and plain-English guides — every number computed straight from the same published dataset that powers the rest of InsuranceMetrics.
2026-08-19
Louisiana vs Mississippi: Where Renters Insurance Costs More
Renters Insurance in Louisiana ($36/mo) vs Mississippi ($32/mo) — a 12% gap between neighbors, explained with July 2026 data.
2026-08-17
Vermont vs Massachusetts: Where Renters Insurance Costs More
Renters Insurance in Vermont ($17/mo) vs Massachusetts ($18/mo) — a 6% gap between neighbors, explained with July 2026 data.
2026-08-15
Arkansas vs Tennessee: Where Renters Insurance Costs More
Renters Insurance in Arkansas ($35/mo) vs Tennessee ($24/mo) — a 37% gap between neighbors, explained with July 2026 data.
2026-08-13
Is Pet Insurance Worth It? The Honest Math
It's insurance against the $6,000 surgery, not a discount card for vet visits. Who it pays off for — and who should skip it.
2026-08-11
Illinois vs Missouri: Where Home Insurance Costs More
Home Insurance in Illinois ($3,240/yr) vs Missouri ($3,805/yr) — a 16% gap between neighbors, explained with July 2026 data.
2026-08-09
Delaware vs Pennsylvania: Where Pet Insurance Costs More
Pet Insurance in Delaware ($57/mo) vs Pennsylvania ($45/mo) — a 24% gap between neighbors, explained with July 2026 data.
2026-08-07
5 Renters Insurance Myths That Cost Real Money
It's the cheapest policy most people will ever own, and the most misunderstood. Five myths, corrected with numbers.
2026-08-05
Indiana vs Ohio: Where Home Insurance Costs More
Home Insurance in Indiana ($2,985/yr) vs Ohio ($2,080/yr) — a 36% gap between neighbors, explained with July 2026 data.
2026-08-03
Every State Where Full Coverage Averages Under $170/mo
13 states sit at or under $170/mo for car insurance as of July 2026. The full list, ranked.
2026-08-01
The Home Insurance Deductible Trick Most Homeowners Miss
Raising the deductible is the rare lever that cuts premiums without cutting real protection — if you do the arithmetic first.
2026-07-30
Illinois vs Wisconsin: Where Car Insurance Costs More
Car Insurance in Illinois ($185/mo) vs Wisconsin ($168/mo) — a 10% gap between neighbors, explained with July 2026 data.
2026-07-28
New Jersey vs Pennsylvania: Where Renters Insurance Costs More
Renters Insurance in New Jersey ($18/mo) vs Pennsylvania ($21/mo) — a 15% gap between neighbors, explained with July 2026 data.
2026-07-26
Liability-Only or Full Coverage? The 10% Rule
The gap is real money every month. One rule of thumb — plus three exceptions — settles which side of it your car belongs on.
2026-07-24
Arizona vs Utah: Where Car Insurance Costs More
Car Insurance in Arizona ($236/mo) vs Utah ($224/mo) — a 5% gap between neighbors, explained with July 2026 data.
2026-07-22
Colorado vs Utah: Where Car Insurance Costs More
Car Insurance in Colorado ($272/mo) vs Utah ($224/mo) — a 19% gap between neighbors, explained with July 2026 data.
2026-07-20
How to Actually Lower Your Car Insurance (Ranked by Payoff)
Most savings advice is noise. These six levers, in order of how much they really move a premium.
2026-07-18
The 10 Cheapest States to Insure a Dog (2026)
The ten cheapest states for pet insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-16
The 10 Most Expensive States to Insure a Dog (2026)
The ten most expensive states for pet insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-14
The 10 Cheapest States for Renters Insurance (2026)
The ten cheapest states for renters insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-12
The 10 Most Expensive States for Renters Insurance (2026)
The ten most expensive states for renters insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-10
The 10 Cheapest States for Home Insurance (2026)
The ten cheapest states for home insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-08
The 10 Most Expensive States for Home Insurance (2026)
The ten most expensive states for home insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-06
The 10 Cheapest States for Car Insurance (2026)
The ten cheapest states for car insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.
2026-07-04
The 10 Most Expensive States for Car Insurance (2026)
The ten most expensive states for car insurance, ranked from July 2026 rate-filing data — with full state-by-state breakdowns.