Delaware vs Pennsylvania: Where Pet Insurance Costs More
Pet Insurance in Delaware ($57/mo) vs Pennsylvania ($45/mo) — a 24% gap between neighbors, explained with July 2026 data.
Delaware and Pennsylvania share a border, but for pet insurance they don't share much else: Delaware averages $57/mo (rank #48 of 51) and Pennsylvania averages $45/mo (rank #26) as of July 2026 — a 24% gap. Insurance is regulated state by state, so each side of the line is its own market.
| Delaware | Pennsylvania | U.S. average | |
|---|---|---|---|
| Dog, accident & illness /mo | $57/mo | $45/mo | $43/mo |
| Cat, accident & illness /mo | $32/mo | $21/mo | $23/mo |
Delaware in context
Delaware is one of the most expensive states for pet insurance, ranking #48 of 51 at $57/mo — about 33% above the national average of $43/mo.
Pennsylvania in context
Pennsylvania sits in the pricier half of the country at #26 of 51, averaging $45/mo — about 5% above the national average.
Full local breakdowns: Delaware · Pennsylvania · all states ranked.
The single most reliable way to cut your premium is comparing quotes — insurers quote wildly different premiums for the same pet — comparing plans routinely cuts the bill by a third or more.
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