Louisiana vs Mississippi: Where Renters Insurance Costs More
Renters Insurance in Louisiana ($36/mo) vs Mississippi ($32/mo) — a 12% gap between neighbors, explained with July 2026 data.
Louisiana and Mississippi share a border, but for renters insurance they don't share much else: Louisiana averages $36/mo (rank #50 of 50) and Mississippi averages $32/mo (rank #47) as of July 2026 — a 12% gap. Insurance is regulated state by state, so each side of the line is its own market.
| Louisiana | Mississippi | U.S. average | |
|---|---|---|---|
| Monthly premium ($30K property) | $36/mo | $32/mo | $23/mo |
Louisiana in context
Louisiana is one of the most expensive states for renters insurance, ranking #50 of 50 at $36/mo — about 57% above the national average of $23/mo.
Mississippi in context
Mississippi is one of the most expensive states for renters insurance, ranking #47 of 50 at $32/mo — about 39% above the national average of $23/mo.
Full local breakdowns: Louisiana · Mississippi · all states ranked.
The single most reliable way to cut your premium is comparing quotes — carriers price the same coverage very differently — State Farm averages $14/month while others charge $24+ for comparable policies.
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