Average renters insurance cost in Nevada
Nevada sits in the affordable half of the country at #29 of 50, about 4% below the national average of $23 a month.
The single most reliable way to cut your premium is comparing quotes — carriers price the same coverage very differently — State Farm averages $14/month while others charge $24+ for comparable policies.
Compare renters insurance quotesWe may earn a commission if you request quotes through this link. It costs you nothing and never affects the data we publish.
How Nevada compares with its neighbors
| State | Monthly rate | Difference vs NV |
|---|---|---|
| Nevada | $22 | — |
| California | $19 | −$3/mo |
| Arizona | $27 | +$5/mo |
| Utah | $24 | +$2/mo |
| Oregon | $21 | −$1/mo |
Nevada renters insurance FAQ
How much is renters insurance in Nevada?
Renters insurance in Nevada averages $22 per month — about $264 per year — for a typical policy with roughly $30,000 in personal property coverage and $100,000 in liability. Your exact rate depends on your coverage limits, deductible, claims history and, in most states, your credit-based insurance score.
Is renters insurance required in Nevada?
No state law requires renters insurance in Nevada — but landlords can and frequently do require it as a lease condition. Even when it's optional, going without it means one apartment fire or burglary could cost you everything you own, against a premium of roughly $22 a month.
How can I pay less than $22/month in Nevada?
Three moves reliably beat the state average: bundle renters with your auto policy (typically the single biggest discount), raise your deductible from $250 to $1,000 if you can absorb it, and compare quotes — carrier pricing for identical coverage varies widely, with the cheapest national carriers averaging around $14/month.
The single most reliable way to cut your premium is comparing quotes — carriers price the same coverage very differently — State Farm averages $14/month while others charge $24+ for comparable policies.
Compare renters insurance quotesWe may earn a commission if you request quotes through this link. It costs you nothing and never affects the data we publish.